Mortgage Rates Today Va Refinance

Below you can see how a va loan differs from a conventional 30 year fixed mortgage. On monday july 13 2020 the average rate on a 30 year fixed rate mortgage went up three basis points to 3 188 the average rate on a 15 year fixed rate mortgage rose four basis points to 2 715. In general va loans tend to have lower rates than other mortgages such as conventional loans and fha loans.

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Va Loan Interest Rate Today

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Current state of va loan refinance rates.

Mortgage rates today va refinance. These refinance loan rates have a 45 day lock period and also assume you have a loan to value ratio lower than 90 and 0 250 discount points for a 15 year va cash out refinance and 0 125 discount points for a 30 year va cash out refinance. Va refinance rates are typically some of the lowest interest rates on the market. On tuesday july 7 2020 the average rate on a 30 year fixed rate mortgage fell five basis points to 3 19 the average rate on a 15 year fixed rate mortgage dropped three basis points to 2 726.

Due to the economic impact of covid 19 the federal government has cut interest rates. These cuts affect various types of mortgages differently and have. For instance today s average rate for 30 year va refinance is 2 25 2 421 apr according.